--FILE--passagers à pied passé une publicité pour Alipay Wallet services de paiement mobile du Groupe d''Alibaba à une station de métro à Shanghai, à l'est Chin
--FILE--Passengers walk past an advertisement for Alipay Wallet mobile payment services of Alibaba Group at a metro station in Nanjing city, east China's Jiangsu province, 24 February 2015. Alibaba Group Holding Ltd's finance arm and smartphone maker Xiaomi Inc said on Thursday (2 April 2015 ) that they will jointly develop mobile payment systems using wearable technology, a first for China's major tech firms. Xiaomi and Ant Financial, an Alibaba affiliate which includes China's most popular online payment service Alipay, will enable the Alipay Wallet mobile app to link with Xiaomi's Mi Band smart fitness bracelet. That will let users smooth the process of making payments, bypassing the need for passwords. Although a small step for an emergent technology tipped to replace wallets, the tie-up marks a milestone in China where the function has been more pipe dream than reality. The Alipay-Mi Band link will be made available on the current version of Alipay Wallet for Google Inc's Android mobile operating system, which runs on handsets including those of Xiaomi. The next version will be compatible with Apple Inc's iOS. The encrypted link will avoid potential security pitfalls of near-field communications wireless technology, which has been criticized for potential vulnerability to theft and cyber attacks. Apple will use NFC to allow users to make payments on its Apple Watch, to be released this month, rather than on a phone.
